M&A insights for business owners

Valuation multiples, buyer guides and exit planning for owners of $5M–$50M revenue businesses. Written by the team that runs the deals.

General Morgan Tate General Morgan Tate

How to Value a Business Before You Buy It

A practical guide for acquisition entrepreneurs on how to value a small business before submitting an LOI. Learn to normalize EBITDA, apply risk-adjusted multiples, compare similar deals, and sense-check payback periods. Includes a simple framework and advice on when to hire professionals.

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General Morgan Tate General Morgan Tate

Business Valuation Explained: How Buyers Value Your Company (and How to Increase It)

Selling a business requires more than a handshake - it requires understanding your company's true value. In this comprehensive guide, we demystify business valuation methods from EBITDA multiples to discounted cash flow analysis. Discover the factors that drive buyer interest, industry-specific valuation benchmarks, and practical strategies to increase your company's worth before selling. Whether you're planning an exit this year or in five years, these valuation insights will help you maximize the wealth you walk away with when it's time to sell.

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Technology & Software Morgan Tate Technology & Software Morgan Tate

Selling a Tech Company: A Guide for Founders Ready to Exit

Selling a tech company isn’t like selling any other business. From IP ownership and recurring revenue to customer churn and founder dependence, buyers scrutinize every detail. In this guide, we break down how to prepare your business for a successful exit: covering financial readiness, valuation benchmarks by business model, and what top buyers look for. Whether you're 12 months out or actively considering offers, learn how to avoid costly mistakes and make your exit a strategic win

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Home & Field Services Morgan Tate Home & Field Services Morgan Tate

How Poor Exit Planning Cost a Landscaping Owner $550,000 - and How to Avoid It

Learn from a real-world M&A case study where a landscaping owner lost $550,000 by selling at the wrong time. This guide explains how proper exit planning, customer diversification, and financial readiness can boost your business value. Download the Million Dollar Exit Guide and Exit Checklist for Landscaping Owners by registering today!

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General Morgan Tate General Morgan Tate

The Million Dollar Business Exit Guide: Part 5

Learn how to negotiate the sale of your business to maximize value, not just price. Understand key M&A deal terms like earn-outs, seller financing, and risk allocation. Breakwater Advisors helps founders secure better outcomes with higher cash at close and lower risk.

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General Morgan Tate General Morgan Tate

The Truth About Buying Businesses with $0 Down

Discover the truth about "$0 down" business acquisitions and learn how independent sponsors actually structure deals to buy companies without using their own capital. While social media influencers promote unrealistic expectations about no-money-down business buying, this article reveals the legitimate path of independent sponsorship. Learn about working with SBIC lenders, structuring deals, and achieving successful exits like Chris Edwards' 24x return. Perfect for aspiring acquisition entrepreneurs seeking to understand the realities of modern business buying strategies.

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General Morgan Tate General Morgan Tate

Selling a $5M Revenue Company: How to Maximize Value

Thinking about selling your $5M revenue company? Discover what really drives value beyond top-line numbers: like profitability, EBITDA, buyer types, and deal structure. Learn how to prep, price, and position your business for a successful exit. Breakwater M&A helps you maximize your outcome with expert, aligned advisory.

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General Morgan Tate General Morgan Tate

Buy a Business or Start One? Why Buying Often Wins

Should you start a business or buy one? For most entrepreneurs, acquisition is the smarter move. Learn why buying a business offers faster growth, lower risk, and a clearer path to exit, plus how to know if you're cut out for acquisition entrepreneurship and where an M&A advisor fits in.

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General Morgan Tate General Morgan Tate

Selling a Services Business? Read This Before You Sign Anything

Thinking about selling your digital agency, accounting firm, or other high-margin service business? This guide breaks down how to value, prepare, and sell a professional services business the right way. Learn how to reduce owner dependency, avoid costly mistakes, and maximize your exit with expert M&A insights.

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