M&A insights for business owners

Valuation multiples, buyer guides and exit planning for owners of $5M–$50M revenue businesses. Written by the team that runs the deals.

General Morgan Tate General Morgan Tate

The Million Dollar Business Exit Guide: Part 5

Learn how to negotiate the sale of your business to maximize value, not just price. Understand key M&A deal terms like earn-outs, seller financing, and risk allocation. Breakwater Advisors helps founders secure better outcomes with higher cash at close and lower risk.

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General Morgan Tate General Morgan Tate

The Truth About Buying Businesses with $0 Down

Discover the truth about "$0 down" business acquisitions and learn how independent sponsors actually structure deals to buy companies without using their own capital. While social media influencers promote unrealistic expectations about no-money-down business buying, this article reveals the legitimate path of independent sponsorship. Learn about working with SBIC lenders, structuring deals, and achieving successful exits like Chris Edwards' 24x return. Perfect for aspiring acquisition entrepreneurs seeking to understand the realities of modern business buying strategies.

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General Morgan Tate General Morgan Tate

Selling a $5M Revenue Company: How to Maximize Value

Thinking about selling your $5M revenue company? Discover what really drives value beyond top-line numbers: like profitability, EBITDA, buyer types, and deal structure. Learn how to prep, price, and position your business for a successful exit. Breakwater M&A helps you maximize your outcome with expert, aligned advisory.

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General Morgan Tate General Morgan Tate

Buy a Business or Start One? Why Buying Often Wins

Should you start a business or buy one? For most entrepreneurs, acquisition is the smarter move. Learn why buying a business offers faster growth, lower risk, and a clearer path to exit, plus how to know if you're cut out for acquisition entrepreneurship and where an M&A advisor fits in.

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General Morgan Tate General Morgan Tate

Selling a Services Business? Read This Before You Sign Anything

Thinking about selling your digital agency, accounting firm, or other high-margin service business? This guide breaks down how to value, prepare, and sell a professional services business the right way. Learn how to reduce owner dependency, avoid costly mistakes, and maximize your exit with expert M&A insights.

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General Morgan Tate General Morgan Tate

How to Find the Right M&A Advisor

Finding the right M&A advisor is crucial for entrepreneurs looking to sell their business successfully. This blog explores the key traits to look for in an advisor, common misconceptions about their role, and essential questions to ask before hiring. From industry expertise and negotiation skills to transparent fees and strong networks, learn how the right advisor can maximize your business's value and ensure a smooth sale process.

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General Morgan Tate General Morgan Tate

How to Sell a Business with $500K in EBITDA or more

Selling a business with $500K+ EBITDA is a life-changing opportunity, but preparation is key. Start 6-24 months early by cleaning up financials, updating contracts, and planning taxes to avoid costly mistakes. Engaging an M&A advisor can boost sale value by up to 25%, ensuring competitive offers and favorable terms. Success isn’t just about price: it’s about achieving your financial goals and a smooth transition.

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